The cost of your orthodontic treatment doesn’t have to fill you with fear. Usually your first thought is that the cost will exceed your budget. But that’s really not the case when you consider the long-term benefits and the affordable payment options we offer. Pricing is based on your individual needs and your specific treatment plan. Our team will discuss the cost of your treatment and payment plan options and will work with you to design a plan that fits within your budget.
At Righellis Orthodontics, we not only care about your smile but your finances too. It’s important to us that nothing gets in the way of you having the smile you have always dreamt of. We don’t want the cost to be a barrier between you and the treatment you need. After a thorough examination of your mouth and teeth, Dr. Righellis will offer a diagnosis and create an individualized treatment plan.
Prior to beginning your treatment, the overall cost will be outlined upfront so you will always know what your insurance plan will pay for. In addition, we will discuss payment options to help you cover your remaining balance. We will never add on any additional fees or unnecessary services.
Dr. Righellis is proud to accept most major dental insurance plans. If your provider will be covering part of your orthodontic treatment, our team can communicate directly with them on your behalf. We will walk you through your benefits and help you with your insurance claims and paperwork. Righellis Orthodontics has a team skilled in maximizing your dental benefits while minimizing your out-of-pocket costs.
Flexible Spending Accounts
A flexible spending account is set up through your employer, which allows you to set aside pre-tax dollars for medical and dental expenses. Some employers allow much higher limits on the number of dollars you can contribute from your salary each year, tax-free. It is important to set up these accounts early to maximize your savings.
Many employers have deadlines at the beginning of each year. Therefore, it is important to check with your plan administrator to determine actual signup dates. This will give you plenty time to budget for your orthodontic expenses. By scheduling your initial consultation with us, we can help you plan out exactly how much money you will need to cover your treatment.
These are “use it or lose it accounts”. Essentially, this means you have a short window at the end of the calendar year to use up your flexible spending account funds before they are lost. Our team is always happy to assist you in planning wisely.
Loan options are available through your financial institution. Or, you may be able to qualify for a low-interest loan specific to medical or dental care. This will allow you to start your treatment immediately while spreading the payments out over a comfortable period of time.
Payment plans are designed to cover your orthodontic treatment in full or the balance remaining after insurance. Our friendly team will go over all payment options with you to find a plan that works within in your budget each month.
- What is a covered benefit?
- Each insurance plan has a fee schedule which lists treatment recommended by a dentist and accepted under the terms outlined in your group’s plan.
- What is optional treatment?
- Optional treatment is either not listed on the insurance plan’s fee schedule or it is considered more than the minimum necessary to restore the tooth to its original function.
- What is the difference between indemnity, HMO, PPO, and discount insurance plans?
- Indemnity is also called traditional insurance. This insurance will reimburse dentists at their agreed to fee and allow the patients to see any provider without limitation.
- PPOis a Preferred Provider Organization and is quite common. Members will choose their provider from a list of participating dentists. Doctors accepting PPO have agreed to a lower fee schedule, passing those savings on to you.
- HMOis essentially a prepaid insurance plan. It’s created to provide its members the lowest rates for basic dental care. Dentists who elect to participate in this plan will receive a monthly check for patients who have been assigned to their care. This is a small amount only intended to cover administrative expenses. HMO’s generally do not pay for services rendered, leaving the responsibility on the patient to pay the dentist.
Let’s Get Started
At Righellis Orthodontics, we offer a variety of treatment plans and payment options. Contact us online or call us today at 510-482-0600 to schedule your initial consultation at our Oakland, CA practice. Together we can help you create a stunning smile!